Airlines operating flights within the UK and EU, or those departing from these regions, are obligated to provide support to passengers experiencing flight cancellations or delays. This support includes the provision of necessary meals and accommodation, as well as arranging alternative transportation to the passenger's destination at no additional cost.
For expenses incurred due to disruptions, such as unused accommodation, passengers may need to file a claim with their credit card provider if that payment method was used. If this does not cover the losses, the next step is to contact the travel insurance provider. However, the extent of coverage can vary significantly based on individual policy details.
Passengers are also advised to monitor government travel advisories, as these can impact the validity of travel insurance claims. The specific circumstances surrounding a cancellation or delay will determine eligibility for refunds and the applicable compensation. 
