Homeowners in a San Marcos, California, community are in a dispute with their homeowners association over the display of American flags, facing potential fines as the nation approaches its 250th birthday.
Residents of the Ambiance Owners Association community, where townhomes are valued near $1 million, have received notices from the HOA alleging violations of the association's flag policy. The controversy reportedly began after another resident attempted to fly a sports team flag, prompting the HOA to review its rules. Although one HOA notice from May 2023 stated that "the American flag is the only approved flag to be hung on and within common property," residents Amy and Christopher Cooke received a violation notice in May 2026. This notice alleged their American flag, mounted outside their home, violated the policy and demanded its removal within 15 days or face enforcement.
Terri Collins, another resident, also received a similar violation notice for her American flag and has joined the Cookes in challenging the HOA's demands. The dispute dates back at least three years. The Cookes contend the HOA has not adequately explained its reasoning for deeming their flag mount a violation or for classifying their garage door frame as common area rather than exclusive-use common area under the association's governing documents.
Amy Cooke stated that her American flag has flown for over 20 years in honor of her husband's grandfather, a World War II veteran who was posthumously awarded the Navy Cross and Purple Heart. In June, the Cookes sent a letter to the HOA requesting meeting minutes related to the flag policy, supporting records for the HOA's interpretation of common areas, and the authority relied upon for issuing the violation. They also requested a postponement of their disciplinary hearing until these records were provided.
To support potential legal costs, the couple has launched an online fundraiser. "We believe this is about preserving the right to display the American flag in our own community and ensuring that HOA rules are enforced fairly and consistently," Cooke wrote on the fundraising page. Any remaining funds would be donated to patriotic organizations or causes supporting Gold Star military families.
Legal advocates have weighed in on the matter. Courtney Corbello, counsel at the Center for American Liberty, stated that California law allows HOAs to adopt reasonable rules for flag displays but prohibits them from forbidding homeowners from flying the American flag on their own property. Corbello added that HOAs cannot intimidate homeowners into removing the flag and that policies punishing residents instead of seeking reasonable solutions are likely to face legal scrutiny.
The controversy has also drawn political attention. California gubernatorial candidate Steve Hilton criticized the HOA's actions, urging residents to display more American flags in celebration of the nation's upcoming anniversary. Cooke expressed hope that their stand would encourage other homeowners to challenge their HOAs and display national pride.
The Ambiance Owners Association and the San Marcos mayor's office have been contacted for comment.